FUTURE OF INSURANCE

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Future of Insurance

5 areas of algorithmic underwriting advantage

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New consumer paradigms for insurance

2010 Views

Generative AI reveals 6 insurance industry innovation trends

1841 Views

Takeaways from InsureTech Connect 2022

669 Views

Putting agents first in embedded insurance

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Explore the insurance trends for 2022 and beyond

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What does market-leading cyber claims management look like?

Recently, many leading insurers have applied transformative solutions to enhance their cyber products. With the cyber insurance market projected to double to $29B by 2027, we explore what constitutes ...

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Matthew Madsen

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Beyond premiums: What really drives customer loyalty?

Personal lines insurance is very price-sensitive. As discussed previously, maintaining a 20+% expense ratio is not feasible for insurers. Beyond pricing, what truly fosters customer loyalty, and how c...

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Driving claims insights for insurance carriers

Strategic claims segmentation diverges from the traditional ways of managing claims, promoting a more detailed, data-driven approach. Traditional segmentation only considers the monetary value and da...

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Khalid Lahraoui & Kenneth Saldanha & Naoyuki Shibata

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5 predictions for the insurance industry in 2025

The insurance industry faces major changes in 2025. Demographics, climate impacts and geopolitical change are shifting the landscape—literally and figuratively—and will push insurers to adapt. Faced w...

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Michael Reilly

16 Apr 2024

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A new day for risk in insurance

Risk used to be relatively simple. If a local bakery wanted insurance, you would worry about the structure, the location, how it operated and could have a pretty good view of its risk profile. Today...

Matthew Madsen

17 Jul 2024

P&C,

4 strategic ways to achieve a 12 – 15% expense ratio

The global P&C personal lines market, which historically saw premium growth at 3%, has risen sharply to more than 15% in the last two years. Despite this premium growth, the expense ratio for most...

Kenneth Saldanha & Khalid Lahraoui

29 Nov 2024

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The guide to generative AI for insurance

Insurers that focused on modernizing technology and improving their data, analytics and artificial intelligence (AI) capabilities are now able to incorporate generative AI (gen AI) as a natural next s...

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Venkat Viswanath & Michael Reilly

6 Aug 2024

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5 areas of algorithmic underwriting advantage

Use of algorithmic underwriting is increasing across the insurance industry. With enhanced decision-making and improved risk assessments, an algorithmic approach to underwriting can optimize operation...

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Carmina Lees & Matthew Madsen

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Insurance News: London Calling

The UK is the historical birthplace of the modern insurance industry and where the London Market emerged as a hub for global risk. How are industry dynamics and new domestic challenges in claims and p...

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Heather Sullivan & Bob Besio & Robert Held

2 Sep 2024

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Navigating the next era of growth in insurance brokerage

The brokerage market has enjoyed a period of sustained revenue growth, profitability, and shareholder value, driven by favorable macroeconomic conditions. M&A activity has flourished due to easy a...