Accenture's 2024 insurance review highlights several key trends shaping the industry. One major trend is the rising impact of climate change, with insured losses from natural disasters exceeding $100 billion for the fifth consecutive year. This underscores the urgent need for innovative risk solutions. Additionally, emerging medical risks, such as undiagnosed memory loss in aging populations, are prompting insurers to develop support mechanisms for vulnerable customers and their caregivers. The rise of online shopping has also led to discussions about coverage for package theft, with startups introducing preventative solutions. These developments emphasize the industry's focus on adapting to evolving challenges and customer needs. Kenneth Saldanha provides an in-depth look at how 2024 has shaped the insurance industry.